The people who structure, analyse and monitor the credit operations — and where to write.
Management
Gabriel Magoga
He began his career in the financial market in 2018 as a cash-middle intern at Itaú and a trader at Berkana. He is a partner responsible for the management and oversight of receivables funds (FIDCs) at M8 Crédito Estruturado. He holds a…He began his career in the financial market in 2018 as a cash-middle intern at Itaú and a trader at Berkana. He is a partner responsible for the management and oversight of receivables funds (FIDCs) at M8 Crédito Estruturado. He holds a technical degree in Mechatronics from ETEC FGV and a degree in Control and Automation Engineering from USP and São Judas Tadeu, and holds the CEA, CGA, CFG and CGE certifications from Anbima.Read moreRead less
Marcos Carneiro
More than 20 years in the financial market, advising Brazilian companies on accounting, tax, controllership, treasury, legal and administrative matters, specialising in restructuring, financial turnaround and strategic business planning…More than 20 years in the financial market, advising Brazilian companies on accounting, tax, controllership, treasury, legal and administrative matters, specialising in restructuring, financial turnaround and strategic business planning. He was a fixed-income portfolio manager at Tagus Investimentos and Mercatto, among others. He is a partner and a member of the credit and investment committees, dedicated to fund management at M8 Crédito Estruturado. He holds a degree in Business Administration from Paes de Barros, an MBA in Economics and Business Management from UFF, and the CGA, CFG and CGE certifications from Anbima.Read moreRead less
Credit
Michel Rubin
He began his career at BankBoston, with roles at Hedging-Griffo, Banco American Express, Banco Pine and, most recently, as compliance director at Petra Capital, adding up to more than 20 years in the capital markets and broad experience in…He began his career at BankBoston, with roles at Hedging-Griffo, Banco American Express, Banco Pine and, most recently, as compliance director at Petra Capital, adding up to more than 20 years in the capital markets and broad experience in private credit, dedicated to the structuring and analysis of receivables funds (FIDCs). He is a partner and credit director and a member of the credit and investment committees at M8 Asset and M8 Crédito Estruturado. He holds a degree in Business Administration from FAAP.Read moreRead less
Éder Santos
He began his career in the financial market in 1998 and has experience in the analysis and control of middle-market credit operations. He was Credit Superintendent at Grupo Sifra and Osher Investimentos, and a credit analyst at Banco Pine…He began his career in the financial market in 1998 and has experience in the analysis and control of middle-market credit operations. He was Credit Superintendent at Grupo Sifra and Osher Investimentos, and a credit analyst at Banco Pine, Fibra, Sofisa, Bradesco, BCN and Banco Cidade. He is a partner and the director responsible for credit analysis — including the controls and monitoring of the credit operations of receivables funds (FIDCs) — at M8 Crédito Estruturado. He holds a degree in Business Administration from UNINOVE, an MBA in Agribusiness Management from ESALQ/USP and a specialisation in Financial Statement Analysis from FGV.
In the capital markets since 2002. He began his career at B3, with roles at institutions including Banco Alfa de Investimentos, Banif Corretora de Valores and Caixa Geral de Depósitos. Authorised by the CVM as a securities portfolio…In the capital markets since 2002. He began his career at B3, with roles at institutions including Banco Alfa de Investimentos, Banif Corretora de Valores and Caixa Geral de Depósitos. Authorised by the CVM as a securities portfolio manager since March 2015, he has worked in treasury at financial institutions, in the structuring of debt and equity transactions and in the administration of different classes of investment funds. He is currently a Managing Partner and a member of the credit and investment committees, leading the Investor Relations and Technology team at M8 Asset and M8 Crédito Estruturado. He holds a degree in Business Administration with a postgraduate qualification from FAAP, and holds the CGA and CFG certifications from Anbima.Read moreRead less
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Edson Souza
With more than 30 years in the financial market, he has experience in credit-risk management, having led credit teams across the Middle, Corporate, BI and FIDC segments and taken an active part in credit-approval committees. Since 2026 he…With more than 30 years in the financial market, he has experience in credit-risk management, having led credit teams across the Middle, Corporate, BI and FIDC segments and taken an active part in credit-approval committees. Since 2026 he has been part of the credit-analysis and receivables-fund (FIDC) monitoring team at M8 Crédito Estruturado. He holds a degree in Business Administration from Oswaldo Cruz, an MBA in Credit from Saint Paul and a specialisation in Financial Statement Analysis from FGV.Read moreRead less
Danilo Barbosa
He has worked in the financial market since 2019, with roles in guarantees and credit at consultancies and a credit boutique, including Grupo Sifra and Grupo Multiplica, as well as monitoring invested FIDCs at Orram Investimentos. He is…He has worked in the financial market since 2019, with roles in guarantees and credit at consultancies and a credit boutique, including Grupo Sifra and Grupo Multiplica, as well as monitoring invested FIDCs at Orram Investimentos. He is currently part of the credit-analysis and receivables-fund (FIDC) monitoring team at M8 Crédito Estruturado. He holds a degree in Financial Management from FMU and a technical degree in Finance from ETEC, and holds the CPA-20 certification from Anbima.Read moreRead less
Henzo Richters
He began his career in the financial market in 2023 at M8 Partners. He is currently part of the credit-analysis and receivables-fund (FIDC) monitoring team at M8 Crédito Estruturado. He holds a degree in Economics from PUC-SP, is pursuing…He began his career in the financial market in 2023 at M8 Partners. He is currently part of the credit-analysis and receivables-fund (FIDC) monitoring team at M8 Crédito Estruturado. He holds a degree in Economics from PUC-SP, is pursuing a postgraduate qualification in Investment Management at FGV-EESP, and holds the CEA certification from Anbima.Read moreRead less
Willian Góes
He began his career in the financial market in 2013 as a collections agent at ML Serviços Financeiros, with subsequent roles at Athena Banco, Garantia Banco and Orram Investimentos. He is part of the credit-analysis team and is responsible…He began his career in the financial market in 2013 as a collections agent at ML Serviços Financeiros, with subsequent roles at Athena Banco, Garantia Banco and Orram Investimentos. He is part of the credit-analysis team and is responsible for guiding clients through FIDC operational processes and for analysing transactions at M8 Crédito Estruturado. He holds a degree in Management Processes from UNIP, MBAs in Finance and Risk Analysis from Anhanguera and in Banking Management and Fintechs from UNOPAR, and holds the CPA-20 certification from Anbima.Read moreRead less
Marcela Gianfrancesco
She began in the financial market in 2014 as a commercial assistant at Daniele Banco, an onboarding analyst at Red Asset and a credit assistant at BVM Investimentos. She is part of the credit-analysis team and is responsible for approving…She began in the financial market in 2014 as a commercial assistant at Daniele Banco, an onboarding analyst at Red Asset and a credit assistant at BVM Investimentos. She is part of the credit-analysis team and is responsible for approving financial transactions at M8 Crédito Estruturado. She holds a degree in Human Resources Management from Universidade Cruzeiro do Sul.Read moreRead less
Natascha Sanzaneze
She began her career in the financial market in 2022 at M8 Partners, initially in onboarding, back office and audit support. She joined the credit-analysis team and assists clients with FIDC operational processes and transaction analysis…She began her career in the financial market in 2022 at M8 Partners, initially in onboarding, back office and audit support. She joined the credit-analysis team and assists clients with FIDC operational processes and transaction analysis at M8 Crédito Estruturado. She is studying Accounting at UNIP and holds the CPA-20 certification from Anbima.Read moreRead less
Helena Galves
She began in the financial market in 2011, focused on structuring and distributing transactions and funds, with roles at institutions including Paladin, TG Core Asset, CETIP, HSBC, Bradesco and XP Investimentos. She is currently part of…She began in the financial market in 2011, focused on structuring and distributing transactions and funds, with roles at institutions including Paladin, TG Core Asset, CETIP, HSBC, Bradesco and XP Investimentos. She is currently part of the Investor Relations team at M8 Asset, focused on serving and distributing the open funds to the market for independent agents and institutional investors. She holds a degree in Economics from PUC-SP and holds the CPA-20 certification from Anbima.Read moreRead less
Sabrina Souza
She started out as a Corporate Access intern at Bradesco BBI. She worked as an investment adviser at one of XP Inc.'s offices and in Investor Relations at two real-estate fund managers. She is currently part of the Investor Relations team…She started out as a Corporate Access intern at Bradesco BBI. She worked as an investment adviser at one of XP Inc.'s offices and in Investor Relations at two real-estate fund managers. She is currently part of the Investor Relations team at M8 Asset, focused on distributing retail funds to independent agents and institutional investors. She holds a degree in International Relations from FAAP and holds the CPA-20 certification from Anbima.Read moreRead less
Karina Barreto
She entered the financial market in 2018, starting at Banco do Brasil as a back-office intern, and worked at BVM Investimentos in onboarding, back office and administrative support. She is currently part of the Investor Relations team at…She entered the financial market in 2018, starting at Banco do Brasil as a back-office intern, and worked at BVM Investimentos in onboarding, back office and administrative support. She is currently part of the Investor Relations team at M8 Asset, providing operational support to the commercial team. She holds a degree in Marketing from UNIP, a postgraduate qualification in Leadership and Innovation from FGV, and a Planning Projects certificate from UCI Irvine.Read moreRead less
Area
Technology
Murillo Spinelli
He has worked in technology since 2015 and entered the financial market in 2021, managing development and IT systems, including a role at Intra where he led the development, projects and support teams. In September 2025 he joined M8…He has worked in technology since 2015 and entered the financial market in 2021, managing development and IT systems, including a role at Intra where he led the development, projects and support teams. In September 2025 he joined M8 Partners, heading the technology area of M8 Asset and M8 Crédito Estruturado. He holds a degree in Production Engineering from PUC-SP and an MBA in Data Science and Business Analytics from USP, as well as a specialisation in Commercial Management from FGV.Read moreRead less
Eduardo Calafell
He entered the financial market in 2018, with a role at Banco Sumitomo Mitsui Brasileiro S/A, where he worked on the development and automation of banking processes. He was a Senior Backend Developer and technical lead at Intra…He entered the financial market in 2018, with a role at Banco Sumitomo Mitsui Brasileiro S/A, where he worked on the development and automation of banking processes. He was a Senior Backend Developer and technical lead at Intra, responsible for the architecture of scalable enterprise systems, with command of C#, .NET, ASP.NET Core and the Azure ecosystem. In December 2025 he joined the technology team, working at M8 Asset and M8 Crédito Estruturado. He holds a degree in Information Systems from Centro Universitário Fundação Santo André, with a postgraduate qualification in Software Engineering and Architecture.
More than 20 years in the financial market, with roles at managers and brokerages such as BVM Investimentos, Citibank and Intra. She specialised in the operations and structuring of financial and receivables (FIDC) investment funds, risk…More than 20 years in the financial market, with roles at managers and brokerages such as BVM Investimentos, Citibank and Intra. She specialised in the operations and structuring of financial and receivables (FIDC) investment funds, risk management and the oversight of regulatory controls. She is the partner and director of compliance and risk and a member of the credit committees at M8 Asset and M8 Crédito Estruturado. She holds a degree in Economics from FMU – São Paulo.Read moreRead less
Fabio Cordeiro
He began in the financial market in 1998 as a back-office analyst, with broad experience in equity and fixed-income operations and the analysis of financial assets, and roles at brokerages and managers such as Banif CVC, CGD Investimentos…He began in the financial market in 1998 as a back-office analyst, with broad experience in equity and fixed-income operations and the analysis of financial assets, and roles at brokerages and managers such as Banif CVC, CGD Investimentos and BVM Gestora. He is the partner responsible for the back-office team, overseeing operations, reconciliation and portfolio monitoring at M8 Asset and M8 Crédito Estruturado. He holds a degree in Financial Management from Uninove.
She began her career in law in 2016 and has worked in capital markets since 2021, especially with FIDCs. She has worked at major law firms, handling litigation for Banco do Brasil and Banco Votorantim, as well as DTVMs and investment-fund…She began her career in law in 2016 and has worked in capital markets since 2021, especially with FIDCs. She has worked at major law firms, handling litigation for Banco do Brasil and Banco Votorantim, as well as DTVMs and investment-fund managers. She currently leads the legal team at M8 Asset and M8 Crédito Estruturado. A lawyer admitted to the OAB/SP, she holds a law degree from Centro Universitário de João Pessoa (UNIPÊ) and a postgraduate qualification in Corporate Law from the Pontifical Catholic University of Minas Gerais (PUC Minas).Read moreRead less
Beatriz Ribeiro
She began her career in the financial market in 2025 at M8 Partners. She is an intern on the legal team at M8 Asset and M8 Crédito Estruturado. She is studying Law at Universidade São Judas Tadeu.
Júlia Godoy
She began her career in law in 2017 and has worked in capital markets since 2020, especially with investment funds. She has worked at the law firm Bicalho e Mollica Advogados, at the brokerage Necton and at Ouro Preto Investimentos…
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Gabriel França
He entered the financial market in 2023 as a Front-end developer, building interfaces and web systems for the financial sector, focused on usability, performance and the visual consistency of digital products. In March 2026 he joined the…He entered the financial market in 2023 as a Front-end developer, building interfaces and web systems for the financial sector, focused on usability, performance and the visual consistency of digital products. In March 2026 he joined the technology team, working at M8 Asset and M8 Crédito Estruturado, dedicated to developing the interfaces of the manager's internal systems — from defining design and user experience through to implementation in React and TypeScript. He holds a degree in Systems Analysis and Development from FIAP.Read moreRead less
Vinicius Henques
He has worked in technology since 2022 and entered the financial market in 2024 as a Full Stack developer, with strong experience in React, Next.js and React Native, and roles at companies in the bank-card reconciliation and FIDC segments…He has worked in technology since 2022 and entered the financial market in 2024 as a Full Stack developer, with strong experience in React, Next.js and React Native, and roles at companies in the bank-card reconciliation and FIDC segments. In April 2026 he joined the technology team, working at M8 Asset and M8 Crédito Estruturado. He holds a degree in Systems Analysis and Development from UNIP and a technical qualification from ETEC Horácio Augusto da Silveira, and holds an Agile certification from Mackenzie and a PCI-DSS Secure Development certification.Read moreRead less
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Gabriel Torina
He began his career in the financial market in 2021 at M8 Partners. He worked in the back office and is now the partner responsible for assessing and monitoring the risk of the fund portfolios at M8 Asset and M8 Crédito Estruturado. He…He began his career in the financial market in 2021 at M8 Partners. He worked in the back office and is now the partner responsible for assessing and monitoring the risk of the fund portfolios at M8 Asset and M8 Crédito Estruturado. He holds a degree in Business Administration from FMU São Paulo and holds the CPA-20 certification from Anbima.Read moreRead less
Rodrigo Silva
He began his career in the financial market in 2023, with a role at Tercon Asset Management in FIDC operations. In 2026 he joined the back-office team, overseeing operations, reconciliation and portfolio monitoring at M8 Asset and M8…He began his career in the financial market in 2023, with a role at Tercon Asset Management in FIDC operations. In 2026 he joined the back-office team, overseeing operations, reconciliation and portfolio monitoring at M8 Asset and M8 Crédito Estruturado. He holds a degree in Financial Management from Anhanguera.Read moreRead less
Samantha Sardinha
She began her career in the financial market in 2023 at M8 Partners, handling onboarding support with the fund administrators and assisting with the audits of the M8 Asset and M8 Crédito Estruturado funds. She holds a degree in Human…She began her career in the financial market in 2023 at M8 Partners, handling onboarding support with the fund administrators and assisting with the audits of the M8 Asset and M8 Crédito Estruturado funds. She holds a degree in Human Resources from Universidade Uninove.Read moreRead less
Victor Guido
He entered the financial market in 2026 as an intern at M8 Partners and works on the back-office team, supporting operations and settlements. He is studying Economics at the Pontifical Catholic University of São Paulo and holds the CPA-20…He entered the financial market in 2026 as an intern at M8 Partners and works on the back-office team, supporting operations and settlements. He is studying Economics at the Pontifical Catholic University of São Paulo and holds the CPA-20 certification from Anbima.Read moreRead less
Letícia Dias
Entered the financial market in 2026 as an intern at M8 Partners and works on the back-office team in administrative services. Currently studying Law at Universidade Paulista.
She began her career in law in 2017 and has worked in capital markets since 2020, especially with investment funds. She has worked at the law firm Bicalho e Mollica Advogados, at the brokerage Necton and at Ouro Preto Investimentos, specialising in FIDCs. She joined the legal team at M8 Asset and M8 Crédito Estruturado in 2026. A lawyer admitted to the OAB/SP, she holds a law degree from Fundação Armando Alvares Penteado (FAAP).
